A variety of entities can request and view your credit report. These include
- Banks
- Student loan providers
- Utility companies
- Insurance companies
- Landlords
- Employers
- Collection agencies
- Government agencies
- Any entity with a court order
A study by the Federal Trade Commission found that 1 in 5 Americans have errors on their credit reports, and 1 in 10 Americans have errors that lower their credit scores.
There are three primary credit bureaus: Experian, Trans Union, and Equifax.
Each credit bureau likely keeps records of your finances and transactions. They are equally important. Employers, loan officers, and others may contact one or more of these bureaus for your information.
Our professional team helps you with disputes on your credit report and provides educational tools so you can make a plan to increase your credit score. We understand that money can prevent people from fixing their credit, and that’s why we have programs that will suit every budget. Log In to the Customer Portal to get started.
You can access your reports as early as day one once you’ve fully enrolled. 30 days from enrollment, we will pull another 3-bureau report to check on your progress.
Customers enrolled in our credit dispute plans are free to choose and dispute as many items as they desire.
Once you’ve identified which items on your credit report you’d like to dispute, we send letters within 3-5 business days to challenge those items. Credit bureaus have 45 days to investigate those challenges. They must respond within 60 days of the start date.
Yes, our customers can always cancel our service at any time. We pride ourselves on our transparency and never lock you into anything. You can Contact us through our Live Chat or message us for more information about canceling.
Of course! Your private information will remain secure at all times. Check out our Privacy Policy for more details.
Our 90-Day-Money-Back Guarantee means you’ll get your money back if none of the negative items on your credit report are deleted within 90 days. We also use AI to ensure that our work is free of human error.
Don’t see your question here? Contact us for more information
Why Credit Plus Restore?
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